Financing - Starting capital

For an idea to become reality, the financing of the business venture needs to be well planned.

Financing - Starting capital

The calculation of the required starting capital is part of the business plan and takes place at the beginning of the founding process. The respective capital requirements depend on various factors. Among other things, the cost of renting the workplace, planned investments for the company, the planned marketing budget and, if necessary, personnel costs are crucial in determining the required level of capital.

Hamburg offers several public and private funding opportunities that can help you access the necessary financial resources. These differ in terms of funding levels, conditions and often also in terms of effort in applying. Before deciding on a financing method, entrepreneurs should fully acquaint themselves with the available options and conditions.

Common types of financial assistance include loans (with or without guarantees), equity, grants, as well as consultancy allowances. Private financing often takes the form of investments by venture capitalists (VC) or business angels, incubators and accelerator programmes as well as crowdfunding and crowd investing.

During the early stage, support from friends and family as well as bootstrapping are particularly widespread. Bootstrapping means that a business is started using one’s own resources, without external help or capital.

Start-up financing
General information on financing a start-up including the main federal government support programmes
Federal Ministry for Economic Affairs and Energy

Financing & funding
Information about financing and funding opportunities with focus on equity, borrowed capital and funding programmes
Federal Ministry for Economic Affairs and Energy

Financing finder
Database for funding and financing options for projects and start-ups in the creative industry
Hamburger Kreativ Gesellschaft (german)